4. Scansfer. Free app that allows you to accept credit card payment through Paypal for any item you want to sell. Great if someone doesn't have enough money on them but still wants to buy. Simply create a "payment request" with price and name of item being sold. The person buying it then uses their smart phone to scan the QR code that is generated which takes them to paypal with all the payment info already filled out... all they have to do is fill out the credit card info and address and it will transfer money to your paypal account. I'd say you need to have moderate knowledge of smartphones to use it.
i suggest squareup over anything related to payfraud. I lost all the profit on a unit 4 years ago due to paypal. Bought the unit for 3100 because we all could see the top of a skid loader in it. Turned out to be a Bobcat 873 diesel. It ran, but needed an overhaul due to extensive blow by.
Anyways, I listed it on e-bay stating it needed the engine overhauled but it did run.
Guy wins it for 8100 and paypals for it. I hit flush to checking and the guy picks it up. Goes home and I don't hear from him. He then starts a charge back because.. wait for it... The engine is worn out. (uhh duh!) paypal gives him the money because he funded it with a credit card. I never got to fight it. BTW paypal canceled the flush to my account and I never saw a dime on that machine.
So.. Long story short. I only use a true credit card processor bound by law to give me my money or let me fight it out to keep it.
Also, at 2.75% for swiped transactions (they send you the card reader that plugs in to your headphone jack) it's cheaper and it goes automatically in to your checking or savings account in a day or two.