Merchant account for your store or at home business?

I suppose you could always specify the price is based on "Correct Change Only, rounded up to your next highest bill" in the ad.

If I had to write in disclaimers for all the dumb sh$t people try to pull on Craigslist, each post would be 3 pages long! 

I sure would like to know who's offering 1.8%.

I bank with Rabo Bank here on the West Coast and have been a customer for over 20 years. I truly feel like I got a great deal. I have been paying a lot more for the last 10 years. Who knew my local bank could have saved me so much money over the years? I'm not sure if being a customer helps but it may.

I bank with Rabo Bank here on the West Coast and have been a customer for over 20 years. I truly feel like I got a great deal. I have been paying a lot more for the last 10 years. Who knew my local bank could have saved me so much money over the years? I'm not sure if being a customer helps but it may.

Thanks, I'll have to look into that. Like I mentioned earlier, 1% could save me hundreds every month.

Thanks, I'll have to look into that. Like I mentioned earlier, 1% could save me hundreds every month.

Hey Travis -
I stumbled across this thread, thought I could help you out. Check out my site http://creditcardprocessinghq.com

I can most definitely beat your current rates, if you have a merchant account or pay you $500 for wasting your time...

And a tip for readers, using a service like Square can be great for small ticket transactions, but when you get up into some real money they will actually put a 6 month hold on the funds, regardless of paperwork or proof of transaction provided. Stay under $1600 for your ticket amount and you're fine, if you need just break up the payment into 3-4 payments. Anything over, you will see 6 months later. They also provide no tech support, so in the event if something goes wrong - its a best of luck situation.

Hope this helps,
Dan

I use a merchant account not for my storage sales but for another business I have on the side. Works out excellent that's where most of  my sales come from. As far as craigslist sales I would think most people assume everything is cash deals however if you offer to acecept cards could bring in additional customers or sell more.

That said I wonder how it would be received by people. I could see it going one of two ways. More sales or people hesitant to give a credit card number to the guy who's garage they are in buying a used tent.

Cash only, no check, no cards, just cash.  Don't even keep it in a account.  If your going to do it as a business only put enought money into that account to cover your cost.  If not when tax time comes you could have to end up paying.