PayPal Working Capital

Has anyone taken out a PayPal working capital loan and if so, how was your experience? Seems like the rates aren't that bad (depending on what percentage of your sales you select for repayment.) Also, the funding time is really quick compared to similar services.

I'd never heard of it.....

Seems better than a loanshark.   

paypal (dot) com/webapps/workingcapital/tour

Yeah, I just noticed it myself. PayPal must have seen the profit potential in these types of loans and decided to get on the band wagon.